C&I Banking Officer
St. Petersburg, FL 
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Posted 9 days ago
Job Description
Description

"Republic Bank believes in the development and advancement of our associates. We offer the opportunity to learn all aspects of the company to prepare for future advancement. Come join our team for a career, not just a job!"

Grade 14

About Republic Bank

Republic Bank's values are built upon making an IMPACT for our clients, our associates and the communities we serve. (IMPACT stands for Innovate for the Future, Make it Easy, Provide Exceptional Service, Acknowledge & Celebrate Success, Commit to Caring and Thrive Together) The associates of Republic Bank are the key to our success as an organization and we value our associates. It's one of the reasons we've been named as one of the Best Places to Work in Kentucky for the last seven years! For more information about the company, please visit .

POSITION PURPOSE AND OBJECTIVES:
The Corporate Banking Officer is responsible for developing new commercial loan and deposit opportunities through aggressive and effective calling efforts. This position will have C&I, Commercial Real Estate and Depository production and growth goals. Targeted clients will be companies with $3 million to $15 million in potential loan relationships and primary depository/Treasury Management relationships.

MINIMUM QUALIFICATIONS:
* Minimum 5 years of direct business lending experience required.
* Ability to understand financial analysis, formulate appropriate loan structure and assess risk of financially complex clients.

ESSENTIAL JOB FUNCTIONS AND RESPONSIBILITIES:
* Primarily focused on new business development by sourcing, developing, and documenting calls on existing clients, prospective clients, and referral sources.
* Negotiate and structure new loan terms and manage renewal opportunities.
* Work closely with Treasury Management to identify and structure depository opportunities.
* Management of portfolio delinquencies within officer's loan portfolio.
* Work closely with associates in Merchant Services and Purchasing/Credit Card to develop opportunities.
* Be involved in the community through volunteerism on civic and non-profit boards.
* Support the collection of past due loans.
* Obtain annual financial statements for commercial credit analyst's evaluation.
* Respond to referrals from Executive Management and Directors of the Bank, and the company and others.
* Maintain and enhance the relationships with the Bank's clients and referral sources.
* Support all internal or external audit function as it relates to commercial loan activity.
* Share suggestions to improve the overall commercial lending initiative.
* Support all other departments of the Bank and maintain a cooperative and professional relationship with all bank associates.
* Learn the credit culture of Republic Bank in order to present appropriate credits for approval.
* Maintain a working knowledge of compliance requirements affecting your position and area of responsibilities and actively learn new regulations and assist in the implementation, if required.
* Model and foster behaviors that support the Bank's values and corporate culture creating an atmosphere of trust, cooperation, accountability, and dedication to the organization.
* Willingly perform all other duties and projects as assigned.

INTERPERSONAL SKILLS AND COMPETENCIES REQUIRED:
* Excellent verbal and written communications skills for effective interactions with clients, prospects and senior management to meet financial investment objectives and/or resolve problems or complaints.
* Requires a high energy level and strong sense of urgency.
* Must be self-motivated and work in a team environment.
* Must demonstrate the ability to manage and prioritize multiple tasks.
* Ability to recommend practical ways using innovation, good judgment, creativity, and strategic thinking.

PHYSICAL REQUIREMENTS:
The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

While performing the duties of this position, the associate is regularly required to sit, use hands to finger, handle, or feel; and talk or hear. The associate frequently is required to stand or walk. The associate is occasionally required to reach with hands and arms. The associate must occasionally lift and/or move 10 pounds. Specific vision abilities required by this position include close vision, and distance vision. The noise level in the work environment is usually moderate.

OTHER REQUIREMENTS:
* Travel between Republic Banking facilities is required.
* Occasional out-of-town travel is required.
* Flexible work schedule that will include some evenings and weekends.
* Stay abreast of new developments, best practices, and statutory and regulatory changes.

**The above is intended to describe the general content of and requirements for the performance of this position. It is not construed as an exhaustive statement of duties, responsibilities, or requirements.



Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities

The contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

 

Job Summary
Company
Start Date
As soon as possible
Employment Term and Type
Regular, Full Time
Required Experience
5+ years
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